Jim Rohn was called Business Philosopher in America.

Jim Rohn was called " Business Philosopher in America". He influenced thousands of American millionaire through his principle of part time business.


He and Robert Kiyusaki have the same method, it is direct selling through network marketing. Networking is just a system not the means of sale. The bottom line is the PRODUCT. Even how hard you advertise or shout everywhere if the product does not solve specific needs of people you are just wasting your time. At the end it is the sale that matters and for someone to buy it must have given him benefit or value.


So product is the key and networking is just a tool. By networking it means the promotion of the product is by word of mouth and it will only happen if the benefit that the consumer experienced is impressive. So your task is to look for the best product, do not believe on a quick rich scheme that's a lie, after few years you will no longer hear those people talking about their group because they will disappear in the market place. 


This is a time of crisis so only the strong companies survive. It means they remained because their mission is right and their product delivered what it claimed, otherwise they are no longer there. If people are using it because they liked it not due to networking then those are sure indication that that company will prosper. That is the company you must be in. Those are important points so consider in this kind of business.


To put up a business is really difficult due many aspects to consider such as your expertise, machinery set up, your brand name, competition, effective man power and many more. To join in direct selling networking business is very easy and there is no capital to lose since your starting expenditure is just the membership that's all, unlike conventional business you must have million of needed capital.


So direct selling networking is a very strategic step as starting point for another business. Once you have saved enough through it then you can put up another business. That is called multiple investments, so direct selling networking is nice. It is here where Jim Rohn and Robert Kiyusaki became rich.


For the main time watch this video, listen how Jim Rohn became rich by what he called part time business.

How a Pollo Victim reached his dream?

How this man a pollo victim rose above his situation? Why most of us are suffering from financial shortages; we can not fix our homes, can not send our children to good schools, forced to do works which sometimes we don't like, WHY?

Because we ignore our problems therefore we did not take steps to solve them instead pretend to be alright. In other words we are living a life of quiet disperations. Why we do not wake up and find our happiness as this pollo victim did?

Just search for the best product, best company and use our skills. Do what we like, pursue our dreams and enjoy life because it is a gift, enjoy the gift with God who gave it. It is our choice and no need to immitate others to live a desperate life. I better imitate this man with their company, why not?

Watch this video.

From living in the Streets, grade 1, become rising star

This man has proven the principle that life is a choice. From being a run away from home, sleep in the streets, but deep in his heart he believes that there is a way to rise above that cursed life he was in.

God granted his longing by providing him situations, people and company where he expressed his forceful eforts to climp into the top of success.

He made it, why can't you? Find people, company, God has already given you the skills why don't you use them and pursue the kind of life that you wanted. Life is short.

Watch the video upto the end, you could get lesson sfrom his situation which can be applied to yourself and you too could pursue success.

Tunay na ba tayong nakakalaya sa buhay?

Nag celebrate tayo ng independence at napakagandang  isipin at damhin na mayroon na tayong kalayaan. Ngunit maraming bagay pa na hindi pa tayo nakalaya dahil parang nakakapit ito sa ating dugo at ito ang dahilan ng kahirapan sa buhay.

Kung tayo’y nakakaunawa sa AC (air conditioning machine), kung ito’y naka setting sa 25 deg. Centigrade, kahit anong palakas ng fan hindi na bababa ang temperature dahil nakaset ang thermostat sa 25 degrees.

Ang punto natin ditto ay maraming katuruan na misconception of principles na nakaugat na sa ating kaisipan na mismo ito ang dahilan na hindi tayo makausad sa buhay.

KAPALARAN

Ang karamihan sa atin ay masyadong inaasa ang buhay sa kapalaran, porque daw  dahil sa kapalaran kaya yun lang ang kayang narating  ang pigiging hikahus sa buhay, dito hindi pa tayo nakalaya. Ang mga matagumpay na tayo ay nagkaisa sa principyo that “LIFE IS A CHOISE”. Ang ibig sabihin whether  naghihirap o nakaangat sa buhay ang kalagayan ng isang tao, siya lang daw ang pumili nyan. Sabi nila, ang pagpapala ay binigay na at nagdyan na sa kapaligiran na sa atin na kung tayo ay kikilos para gamitin para sa ating kaunlaran.

BLESSED ARE THE POOR MISCONCEPTION

Ito ay karaniwang kasabihan “ Blessed are the poor” daw sabi ng Bible. Kaya ang akala pinagpala ang mga pulubi. Pero ang tama na nakasulat sa Bible ay “ Blessed are the poor in SPIRIT”, ibig sabihin mapagkombaba hindi mayabang kahit gaano katanyag o kayaman kumikilala sa Dios na siyang nagbigay ng lahat na wala siyang inaari, nakadipindi siaya lagi sa provision, pag-ibig at grasya ng Dios lalo na sa kaligtasan ng kaluluwa. That is poor in spirit at hindi tinutukoy dito ang pulubi.

MONEY IS THE ROOT OF ALL EVIL

Kaya maraming tao are trying to pretend na hindi nila kailangan ang pera kahit naghihirap na kasi daw evil ang pera. Actually ang tamang sentence sa Bible ay “ for the LOVE of money is the root of all evil”. Ang subject po ay love of money at hindi money. A kind of love which leads to do evil and is capable of rebelling against God.  

It does not end there, we must look at the other side of the coin which is good side. Loving God above all, respecting Him as the father and provider of all things, we use all the blessings for our needs and to help others, and give thanks to God for giving us pleasures due to these things. In this way God is glorified which is the very thing God wanted us to do.

Tulad noong halimbawa ng AC sa taas hindi na bababa ang temperatura sa room dahil nagkokontrol ang thermostat.

Most of us are being hypnotized by false principles which hold as fast to be powerless to move on.Once we are free from all these misconceptions there is no reason why we can’t go high and reach our dreams.

If you found a Home Based Business, is it Really Nice?

Of course it is great. There are lot of advantages;
a. You are no longer have to wake up early in order for you not to be late.
b. In Philippines you must put additional 4 hours to spent for travel alone.
c. By traveling you are already tired for work.
d. You saved the fare.
e. You save the snacks since you can prepare anything at home.
f. You can take care of the family's needs while making business.


Look at those things there are so great advantages. So better I should find my own home Based business.  


Watch this video.

Warren Buffett Billionaire, How did he Make it?

Warren Buffett, how did he started to make his billion dollars wealth? 


Did we know that he owns 3 DIRECT SELLING companies? If it is so then direct selling is the best business  to involve with. He runs his 150 billion dollars business with just 20 persons, imagine that. In direct selling you don't need to have many people. 


You may listen to this video to find out more about business opportunity.

Do You know What is the Perfect Business today?

Successful people in business knew which business trend is suitable at present. We just have to know what is the common needs of people then try to help them in that area. Helping solve their needs their world will become better and you make that happen by the product you provided them. So helping people is the key and then business follows, a business that sustains the life of people. Once you knew that secret then you have a business that will stay forever. 


Making business does not depend on economy, instead you are helping to improve the economy. 


This video gave a report status about Health and Wellness Industry, let us find out of catering peoples's needs in this area.

How to avoid being broke and stupid?

Why many people are broken?

According the successful people like this man he says that we are affected by what we know. Suppose one person got a good job, good salary. But because he made a mistake the company lose a big amount of money. Then he was fired. He is affected by his carelessness or his limited knowledge.

Same is true in business, we should always get updated information.

Donald Trump Why he is Billionaire and Famous?

Alamin muna natin ang sarili natin paano tayo mag-isip bakit mababa lang ang narating natin, and then pakingan din natin itong isang billionaire ano ang kanyang formula ( or principles) bakit normal na sa kanya ang buhay successfull.


Pakingan mo itong kanyang audio tape, kung listo ka at iapply mo sa sarili ang kanyang ibabahagi puedeng within few years aangat ka na. 


Kumuha ka ng ball pen at papel pakingang maigi kasi mabilisan lang ito ang kanyang salaysay.


God bless, enjoy.  . .

KAHIRAPAN SA BUHAY, PANANARBAHO BA ANG SOLUTION NITO?

Ang Pilipino ay magaling sa pananarbaho kaya tayo ay isa sa mga bansa na ang export ay services. Milyon milyong mga pinoy ay nasa sa ibat-ibang mga bansa dahil ito na lang ang pinaka madaling option para makaahon sa kahirapan dahil ang iba ay halos wala nang makain. Marami ang membro sa pamilya paano kung wala nang trabaho si papa dahil nagsara ang kompanya, paano matustusan ang pangangailangan sa araw araw? Dahil ang Pilipinas ay tinatawag nga na Christian nation, idadaan na lang daw sa panalangin, kasu lang baka naman mayroon tayong dapat gawin na tamang paraan at hindi ginagawa  kaya siguro hindi nasasagot ang mga panalangin.

Sa daming nag-aabroad ilan lang ang masasabing pinalad malalaki ang sahud, maganda ang posesyon sa companya at sagana sa buhay, maaring nasa 10% lang yan, ang karamihan ay nagtitiis sa mababang sahud, bilad sa araw (sa Middle East subrang init), sigaw ng superior, api sa patakaran, hindi magandang tulogan at marami pang hirap na ang iba lang ang nakakaalam. Para malaman natin ang maraming hirap na nangyayari, punta tayo sa bahay takbuhan (o sa embassy) baka malugmok ka kung malaman ang nararanasan ng ating mga kakabayan.

WALA NA BA TAYONG MAISIP NA KALUTASAN NITO? Mahirap nga ang kalagayan natin ngayon, pero alam ba natin na ang nangyari sa atin ay bunga din ito ng ating prensepyo sa buhay. Gusto natin lagi madali, gusto lagi short cut kaso sa buhay wala namang short cut. Nawala na sa atin ang virtue ng pagsisikap, pagtitiis, determinasyon at pag-asa. Ang China at India ay umaangat na, hindi ba natin alam na marami sa mga ito kayang magtrabaho basta makakain lang? Natoto sila sa kahirapn kaya patuloy ang pagpupursigi nila. Kaya ngayon halos lahat ng prodokto ay nanggagaling sa China. At ang India naman ay mayroon nang maraming produkto nanggagaling sa kanila, maging sa electronics, household equipment, at industrial products. Ang atin naman puro puri lang sa ating kakayahan pero nasaan ang bunga mayroon ba?

Tingnan natin ang mga negosyo sa Pinas sinong ba ang mga may-ari di ba mga Chinese? (Pilipino Chinese). Libutin natin lahat na mga tindahan at mga hardware sa Middle East sino ang mga may-ari di ba mga Indians, Pakistani at mga Bangladesh? Nasaan ang mga magagaling na Pinoy? Nandyan sa kanilang mga negosyo nagtatrabaho? Anong nangyari bakit nagkaganito? Ito ay dahilan sa ating philosophy sa buhay or mindset. Gusto natin yung madali, masmadali kasi ang magtrabaho walang problema kasi pagkatapos ng buwan tatanggap lang ng sahud. Kaya ito ngayon ang ating kalagayan ng bansa nasa kahirapan. 

NAWALAN NA BA TAYONG PAG-ASA? of course mayroon laging pag-asa nandayn lang yan. Tandaan natin ang ugat ng lahat ay PAGBABAGO NG MINDSET. Ang prinsepyo ang magdidekta sa atin ano mang gagawin sa araw-araw. Kung ang iniisip natin ay hindi kaya ang magnegosyo at wala tayong pag-asa sa ganitong venture syempre naman paano tayo hahakbang sa pagnenegosyo. Pero kung alisin natin ang mga negatibong kaisipan at ang focus natin ay may nakikita tayong magandang buhay sa pagnenegosyo dahil ang iba ay umaangat na, at maaring mas magaling pa tayo kanila, so ang ganitong kaisipan ang magtutulak sa ating mag-umpisang hahanap ng paraan paano magnegosyo at maaring ito na ngayon ang mananatili sa atingng isipan.Kung ganito ang mangyayari sayo tiyak kikilos ka at sa huli ay makakamtan ang buhay na inaasam.

Dahil dito sinusubukan ng ilang mga grupo para magturo ng seminar baka sakaling mabuksan ang ating isipan kasi kung ano ang iuutos ng ating isip ay siya din naman ang ating gagawin. Ayon sa ating ambassador ng  Bahrain ang seminar na ito ay unang pagkakataon dito sa Middle East na apat ang speaker manggagaling pa ng Pinas magbabahagi ng kanilang kaalaman o mga deskarte sa pagnenegosyo. Ang kaalaman ay magkakaroon lamang ito ng bunga kung buksan natin ang ating sarili sa mga aral at gagawin ito, ngunit kung sarado naman ang sarili kahit gaano kagaling ang ituturo hindi rin naman ito magbibigay ng benepesyo. 

Ayon sa mga nanagumpay, para madali itong gawin wag daw makinig sa mga failure kasi ang sasabihin lang nila ay hindi mo magagawa yan, hindi mo kaya yan. Titingin at makikinig lang daw sa mga successfull na mga tao, kunin ang kanilang mga prinsepyo at gumaya sa kanilang mga activities.

Ang mga nanagumpay nagsasabi, wag ka lang tumigil na habolin kung ano ang dream mo sa buhay, focus, constant building of yourself in research and seminar tiyak na aangat ka. 

"Success depends on your personality, not on the economy". . Success is your philosophy, attitude and activity"- By Jim Rohn.

Negosyong Walang Kapital

NEGOSYONG WALANG KAPITAL?

Gusto natin mag negosyo pero paano, para kumita tayo ng thousand, kailangan natin ng 100 thousand (10%). Pero itong taong ito nagnegosyo 500 pesos lang daw ang kapital. Ang matindi nakapagpabahay pa ng maganda at nakabili ng sasakyan.

Mas maganda sasali na ako dito kung mayroon ganong negosyo. Subukan nating pakingan ang kanyang kwento baka makapulot ng deskarte.

Mga importanting ponto dito ay;

1. Best product na nakakapagbigay kung ano man ang sinasaad ng product, otherwise walang bibili.
2. Good company, must be a stand alone company na gumagawa ng sariling product hindi umaangkat lang para hindi ma paralyze ang supply.
3. Good marketing plan, na maganda ang binibigay na binifit sa mga distributors.
4. Ang kita ay hndi galing sa membership (scam) kundi kita dahil binibili ang producto.
5. Dapat consumable para buwan buwan may matatagap kang income dahil every month bibili ang mga consumers.

Kung mayroon kang ganitong business, buwan buwan may income ka habang nagtatrabaho, EXTRA INCOME.

Deducting Hobby Expenses: Think Business

• Robert Pagliarini
• March 28, 2012
• 7:00 am

Robert Pagliarini is obsessed with improvement, making the most of his time and energy, and inspiring others to live life to the fullest by radically changing the way they invest their time and energy. He is the founder of RicherLife.com, a community of passionate people who want to learn and achieve more in life and at work and the co-founder ofThe Band of Brothers Foundation, a non-profit helping kids around the world.

Hobbies are a great way to spend the other 8 hours, but they are terrible from a tax perspective. Why? You are not allowed to deduct hobby expenses for tax purposes. This makes sense. If you could deduct hobby expenses almost everything would be deductible — trips to the zoo, your subscription to Professional Photographer magazine, and even that new digital camera you’ve had your eye on. If it’s a hobby expense, the IRS says NO. But is there a way to legally deduct those expenses and many more? The IRS says YES. Stop thinking hobby and start thinking business…

Hobby expenses are not deductible, but if you can turn your photography hobby into a legitimate business, you can deduct the zoo tickets, magazine subscription, camera, and much more. Let’s take this slow because you don’t want to take deductions for which you do not qualify.

Three rules for deducting expenses:

1.  Expenses must be for a trade or business. Okay, but what makes something a trade or business? The IRS says “an activity qualifies as a business if it is carried on with the reasonable expectation of earning a profit.” The last part is important. There must be a reasonable expectation of earning a profit. That means there must be a good chance you’ll make more money with your venture than you spend. Still not sure if you have a hobby or a business? The IRS suggests you consider these factors:

Does the time and effort put into the activity indicate an intention to make a profit?

Do you depend on income from the activity

If there are losses, are they due to circumstances beyond your control or did they occur in the start-up phase of the business?

Do you have the knowledge needed to carry on the activity as a successful business?

Have you made a profit in similar activities in the past?

Does the activity make a profit in some years?

2.  Expenses must be ordinary for conducting business. This means the expense is common and accepted in your particular trade or business.

3.  Expenses must be necessary for conducting business. A necessary expense is one that is appropriate for the business.

How does this work in the real world? If your passion is photography, why not turn what you love into a business? Could you make money — scratch that — could you make a profit from your passion? Of course you could.

I was at the San Diego Zoo recently and spoke to half a dozen photographers snapping photos around the lion attraction. They all had a few things in common. They loved photography. They were creating something in the other 8 hours. They had other jobs. And they had a side photography business. I didn’t get into their finances — my daughter was more interested in the animals than the going price of a 8 x 10 lion photo — but my guess is that they could all have deducted what they paid to get into the zoo, any photography magazines or journals they subscribe to, and even new cameras and equipment. If they can do it, there’s no reason why you can’t turn your passion into a business and deduct the expenses.

A few disclaimers and words of caution. I am not a CPA. Talk to your professional tax advisor regarding your own situation. Don’t deduct expenses that are not legitimate — the U.S. deficit doesn’t need tax cheats. Keep detailed records. Read more about hobby and business expenses from the IRS. Don’t try to feed the lions.

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75% in the progressive countries economy are made through small business entrepreneurship not by big corporations. Today big corporations are losing so if your mind is fixed to be dependent on employment your  chance of progress is very slim. 

Why not open your mind into having your own business so that you are the boss and nobody tells you to do which you din't like?

Today, there is what they called business in the 21srt century which is having a home based business, you must find that out. If you learn about it good fortune is yours. You may open this page for your idea;  https://sites.google.com/site/healthwealthrolssky/

   

WHY FILIPINO COMMUNITIES FAIL?

WHY FILIPINO COMMUNITIES FAIL?

When we ask with this question everybody is very quick to point someone else as the cause of failure, others are hanging they do not know what really is the cause of failure.

The first answer to this question is, we fail because we do not operate according to the law of the universe. This law is unity or cooperation to serve.

ILLUSTRATION

First illustration is current. Imagine if the electron has mind and it does not cooperate to the proton then there will be no electrical power can be produced. Good that it does not have mind and it has no way to withdraw its service.

Second illustration is water H₂O. To produce water it must have one atom of Hydrogen and two atoms of Oxygen. Good that they do not have mind to withdraw their functions otherwise water might become poisonous if their chemical composition is changed.

WHY OTHER NATIONS PROGRESS?

Did you not notice that progressive countries are good with regards to services? When they serve or make a product they make sure it is quality.

Service is the key factor of unity and togetherness. So, rebelling the law of nature is a sure failure.

THE MIND OF IGNORANCE

Talk to anybody else about joining a group you will always hear this line “bakit ako sasali dyan wala naman akong makukuha dyan” isn’t it the very force which opposes the established law, which is the desire of personal gain or greed which would destroys the whole thing? If majority of people have this kind of thinking in a certain community can there be any progress to be expected?

THE CAUSE OF FAILURE IS YOU AND ME

We can check this by asking the question “What have I done for the progress of my community?” How much effort did I gave for my community? If the answer is nothing then the cause of failure is you and me.

WHAT IS YOUR TALENT AND SKILLS?

Everyone has peculiar talent and skill, your ability is especially for you only. How about sharing that skill just a little amount of it so that you’re your community can enjoy with you? Are you not happy to think about that? If you do that we can operate according to the law of the universe and we can see progress.  "PILIPINO, ANGAT KA". 

FRUIT OF PROSPERITY

THE ROOT OF A TREE IS THE CAUSE WHY A TREE BEARS GOOD FRUITS. - Harv T. Eker

Similarly what happens to a person is the result of what's happening in his internal being;

       ROOT  =  FRUIT

OR  ( Mental + Emotional + Spiritual ) =  Physical 

MEANING;

A person's prosperity or if he is being broke depends on his;

A.  Mental Principle

B.  Emotional Principle

C. Spiritual ( or religious ) principle

This is self explanatory, you can expound it in your own way.

If we have right view of God, attitude and perspective in life, we can be prosperous inspite of difficulties. Prosperous does mean money as wrongly thought about, instead it is a capability of being in control to the many challenges in life, or having more power to defeat the problems, which makes one a winner most of the time otherwise called of being successful.

Some say "I'd rather have values than being prosperous" which wrong since values is a factor of being successful. Values is the rudder where one is able to glide along the difficulties reaching the reward beyond the ugliness of the circumstance.

What happen to you now? What do you want to be?  It all depends on how you make things right in your mind and all that are going on inside you.

PBB (Pilipino sa Bansang Bahrain) MILESTONES... This is our Story. This is our Journey...

PIlipino sa Bansang Bahrain sprung out from Balitang Pinoy sa Bahrain for the reason that BPsP intentionally call themselves as KULETS while others have different mode of personality and goals of joining could not fit into the established kind of bonding. Having shared each other's thought the AIM of empowering the KABABAYANs was formed and they called themselves Pilipino sa Bansang BAhrain(PBB). Now PBB and BPsP become complementary to each other being under one umbrella of Filipino Club in Bahrain.
That is actually the beauty of PBB - What seems to be the common thread is the commitment to making a difference – it’s the small stuff, the simple actions every PBB member takes, - the kind words we say to one person at a time every day; the spirit of genuine generosity, the keeping of the feet on the ground, the practice of honorable lifestyle, the recognizable excellence in the workplace, and the respect for all faith, race, gender and ethnicity that should distinguish a Filipino worker from other expatriates working in Bahrain. PBB simply would like to be a morally uplifting influence to every fellow Filipino, to every OFW in Bahrain. 
PBB FB page was created by Noel Porciuncula. Members all adhere to the formulated PBB Code of Ethics and online behaviour. "Dahil Pinoy ka Angat" ka tag line came about in one of the comment threads member Prima Stella Luz Refe posted. At that time, it was not something imposed or proposed but then, it embodies the advocacy of all PBB members - empowering Filipinos in Bahrain & the commitment to making a difference.. .. (no crab mentality).  
Slowly & eventually this tag line was readily adopted by many members. More tag lines are now being used e.g. Sa PBB Ikaw ang Bida; Be involved. Be PBB; Be heard Be PBB (on Twitter); PBB - empowering Filipinos in Bahrain; PBB - committed to making a difference - are just a few  - that slowly evolved and gradually developed. Several projects were lined up as the set of administrators met and GREAT IDEAS started pouring in in those meetings. Yukki gestopa Canete then commented that DAHIL PINOY KA ANGAT KA would be great on a T-shirt. That validated one of the many ideas conceived then.; the PBB Tshirt; so PBB's very first project was the PBB T-shirt design competition. Randy won the contest and several other design entry are going to be published and sold on a seasonal basis so to honor every contestant's winning design. 
Simultaneously Radio JJ spearheaded by John Bituin went on air playing Filipino music and playing the tag line Dahil Pino ka Angat ka. The idea of coming up of having a Radio Magazine talk show was conceived - featuring and highlighting GREAT OVERSEAS FILIPINO WORKERS in Bahrain - on air or in print (this is work in progress).  Seeing the need to kick off PBB with a great leadership, ka-PBB, Luz Refe offered to facilitate a Leadership Training & Workshop to equip & empower page administrators of their role. The initial idea of conducting the workshop only to FB PBB page administrators was eventually changed so that every Bahrain based OFW would have the opportunity to  benefit from the program. It became a full blown project. Members supported, donated and attended to making it a reality. The workshop was held on 3 Fridays of September under the patronage of Her Excellency Ambassador Maria Corazon Yap Bahjin -which has truly embodied the Dahil PInoy ka Angat ka catchphrase or tag line. HE Ambassador Maria Corazon Yap Bahjin herself awarded the certificates to 48 participants. This was included in the Philippine Embassy report to DFA. 
After the leadership workshop, a new set of highly committed administrators arose and the administrative seats were revamped. PBB has a twitter account @TweetsngPBB. Kasambahay Values & Skills Formation is spearheaded by ka PBB Rosemarie Hernandez in collaboration with OWWA Welfare Office Madam Norma del Rosario & HE Ambassador Bahjin. Halloween Party is spearheaded by ka-PBB Chris Adarve (featuring PBB's Got Talent just for fun. Dahil PInoy ka Ikaw ang Bida) 

The following ideas are conceived and are now work in progress
Clean up drive. Be involved. Be PBB. Radio JJ radio magazine talk show highlighting success stories of kapwa OFW - which should serve an inspiration to many. (This could also be in print where we feature YOUR STORY to inspire others - Tanghalan ng Dakilang OFW The idea of Customer Service Training was thought of during the collaboration meeting of PBB Administrators with Welfare Officer Norma del Rosario PBB Oath, PBB Song or jingle are in progress PBB Mini Olympics  PBB Support Filipino businesses and entrepreneurs. Ka PBB partner sa kabuhayan.

We are on a journey and we are taking our steps little by little... PBB is a WORK in PROGRESS and constantly aiming higher to be better OFWs - better partners, better people, better Filipinos. PInoy, Angat ka! !

Secret of Prosperous and Satisfied Living

Secret of Prosperous and Satisfied Living

Maraming naghihirap, ang iba naman maraming hinahanap sa buhay but were not met and felt empty, ang iba pa failure ang plans. Ponder on this if it makes sense.

These are verses from Holy Scripture;

Psa 37:3  Trust in the LORD, and do good; so shalt thou dwell in the land, and verily thou shalt be fed.

Psa 37:4  Delight thyself also in the LORD; and he shall give thee the desires of thine heart.

Psa 37:5  Commit thy way unto the LORD; trust also in him; and he shall bring it to pass.

Points of thought;

a.     Verse 37:3, Trust in the Lord - - - - - and verily thou shalt be fed.

Maraming mga taong gumagawa ng mabuti in their level of understanding only, they did not trust God.

How do we know if one trusts God? He must not miss to worship Him every Sunday (Friday in Middle East), fellowship with brethren and contribute to any of God’s projects.

The promise in this verse by trusting God is that you will be fed. So hindi ka kakapusin.

b.    Verse Psa 37:4  Delight thyself also in the LORD; and he shall give thee the desires of thine heart.

Notice at the phase “Delight in the Lord and desires of thine heart”

Maraming tao sa mundo they have all things they needed but they felt empty.  They miss the essence of recognizing the Eternal Father, the Alpha and Omega, the most important person, God the Creator. Can we imagine the Almighty loving Father giving us our desires? A person who discovers this is the most satisfied person on earth. Psa 23:1, is saying the same thing; <A Psalm of David.> The LORD is my shepherd; I shall not want. It implies providing things that you wanted things that make you happy over and beyond your expectation as king David said "  I shall not want" meaning it is overflowing or more than the things he desired.

c.     Verse Psa 37:5  Commit thy way unto the LORD; trust also in him; and he shall bring it to pass.

The way means our plans and goals in life, always submit and commit them to God. By doing so, while having proper planing and strategies we do not worry for its outcome because we knew that God is with us and for us. Then we are confident that God always guide us for the best by being sensible to His leading. So here failure and success both would give better results in the end. As the verse promised “He shall bring it to pass”.

That is why people who really believe in God are great, successful and satisfied people. 

Reasons to Develop Practical Intuition

posted by Sara, from Institute of HeartMath

• Nov 6, 2011 10:03 am
• 
  

Sara Childre is President and CEO of the non-profit Institute of HeartMath. Since 1991, Sara has helped oversee and develop HeartMath trainings, educational products and scientific programs. She was appointed vice president and CFO of the institute in 1992, then president and CEO in 1998.

Intuition is emerging from a cloud of mystery. Once considered a gift bestowed on only a few, intuition is becoming recognized as a natural skill that anyone can develop. Everyone is born with the capacity for intuition—the ability to know something without knowing how you know. Intuitive perception plays an important, yet often unconscious role in everyday decision-making. Many people rely on what they call a hunch, heart feeling, gut feeling or just a sense of “inner knowing” in making decisions in business, medical diagnosis, law enforcement, sports, relationships, driving defensively, parenting, teaching, and more.

Through practicing heart coherence tools, a byproduct has been that my intuition has increased significantly. Now, I count on my intuition to guide me in many different situations every day.

Scientific Research on Intuition

Researchers have conducted numerous controlled studies on intuition for more than half a century and have expanded the definition of intuition to include not only a conscious perception by the mind, but also an unconscious perception by the body’s psycho-physiological system. This unconscious perception often is evidenced by subtle changes in emotions and measurable physiological changes that can be detected throughout the body, according to the study “Electrophysiological Evidence of Intuition” (McCraty, Atkinson and Bradley, 2004).

The study found that the center of this intuitive ability is the human heart, which encompasses a degree of intelligence whose sophistication and vastness is only beginning to be scientifically understood. Furthermore, this “heart intelligence” can be systematically cultivated to our advantage.

HeartMath researchers studied intuitive perceptions that could not be attributed to subconsciously stored memories or to experiences or to the conscious brain’s normal sensory or analytic processes. As a result, they theorized that the body is connected by sensory perception to “a field of energy that enfolds the information” we attribute to intuition.

Research Publications on Intuition

The first part Electrophysiological Evidence of Intuition: Part 1. The Surprising Role of the Heart focuses on the role of the heart in intuitive information processing.

The second part Electrophysiological Evidence of Intuition: Part 2. A System-Wide Process? focuses on where and when in the brain intuitive information is processed, and on how the heart and brain appear to interact in intuitive perception.

The heart has been regarded as a conduit of intuitive information and wisdom beyond normal cognitive awareness by virtually all ancient human cultures. Now modern science has confirmed what our ancestors knew, and that the management of one’s emotional nature—along with the ability to consciously generate positive emotion and heart coherence —provides the doorway for unleashing intuition. Often, in moments of peace, stillness, or appreciation, intuitional insights start to “flow.”

Practical Intuition 

Intuitive insight is not necessarily an ingenious breakthrough or something grandiose or psychic. Intuitive thoughts, feelings, and solutions often manifest themselves as practical intuition or good old common sense, which as we all know is not that common. As I used the HeartMath tools to manage my emotions and develop my heart coherence, it was my practical intuition that significantly increased.

How many situations do you face right now that you wish could be made simpler and dealt with through practical intuition? 

4 Reasons to Develop Practical Intuition:

1- To gain better understanding of another’s perspectives, attitudes, and  feelings and improve communication.

2- To make decision-making easier when choosing among several viable  solutions.

3- To spawn insight and inspiration for your creative spark and expression.

4-To create coherence within yourself and to gain clarity on your life mission, ways to give back and to help humanity.

Innovative men and women of our time talk about intuition.

“Have the courage to follow your heart and intuition. They somehow already know what you truly want to become. Everything else is secondary.” - Steve Jobs

“It’s always with excitement that I wake up in the morning wondering what my intuition will toss up to me like gifts from the sea. I work with it and rely upon it. It’s my partner.” —Jonas Salk, M.D., developer of the polio vaccine

“Often you have to rely on intuition.” —Bill Gates, Chairman and Chief Software Architect for Microsoft

“We spent (almost none) of our time studying plans for the mission and (almost all of our time) learning how to react intuitively to all the ‘what ifs.’ Reliance on the intuitive response was the most important part of an astronaut’s training.” —Edgar Mitchell, former NASA Astronaut and sixth man to walk on the moon

“Knowledge of what you love somehow comes to you; you don’t have to read nor analyze nor study. If you love a thing enough, knowledge of it seeps into you with particulars more real than any chart can furnish.” —Jessamyn West, Quaker author of short stories

“To know how to choose a path with heart is to learn how to follow intuitive feeling. Logic can tell you superficially where a path might lead to, but it cannot judge whether your heart will be in it.”—Jean Shinoda Bolen, MD, Jungian analyst and clinical professor of psychiatry at the University of California, San Francisco

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Comments;

God has gifted us with the power to think dividing theories so that the specific best and core of the matter would come out. It could be attached to what we called “intuition”. This would be much powerful if intuition is linked to the infinite mind, the eternal creator Who has all the knowledge and wisdom of eternity past and eternity future.  

Salary & Compensation of top CEOs in the Philippines

October 12, 2011 

Most of us know Jaime Augusto Zobel de Ayala, Danding Cojuangco, Tony Tan Caktiong, Manny Pangilinan, Andrew Tan and various others who head the largest corporations in the Philippines. We know how daunting their task is of managing their companies on a daily basis striving to achieve profitability and to maximize their shareholders’ wealth.

Given the enormity of their roles, we are curious: How much are they paid as President or Chief Executive Officers of these companies?

Of course, getting that specific information is close to impossible because they wouldn’t divulge their salaries in public, in the same way that most Filipinos evade the question when asked how much they make. Fortunately for us, the annual reports their companies submit to the Philippine Stock Exchange (PSE) contain pieces of information from which we can extrapolate their compensation.

Public companies are required to show, as a lump sum figure, the total annual compensation of the highest executives of the firm. What we did was divide this figure with the total number of top executives identified to yield the average annual compensation of each top officer. Of course, the CEO’s compensation is sure to be higher than the average figures in the table below because, as highest officers of the company, CEOs generally earn the most among all members of top management.

Monthly Salary and Total Compensation

The executives are ranked in the table below based on their monthly salaries, although the total compensation earned in 2011 is also identified. Monthly Salary refers only to the basic pay they receive every month, while Total Compensation includes bonuses such as thirteenth-month pay and other non-recurring pay items such as performance incentives and stock options.

Since there are thousands of corporations in the Philippines, we limited our analysis to the 30 public companies that comprise the Philippine Stock Exchange index (PSEi). The results are summarized below.

Highest Paid CEOs in the Philippines (2011)
(in Philippine Pesos; only for the 30 PSEi companies)

Rank	Name	Position	Company	Stock Code	Salary per Month	Bonus/Other Compensation per Month	Total Compensation per Month
1	Federico R. Lopez	Chairman & CEO	First Gen Corporation	FGEN	1,792,400	1,194,933	2,987,333
2	Jaime Augusto Zobel de Ayala	Chairman & CEO	Ayala Corporation	AC	1,658,333	759,722	2,418,056
3	Eduardo M. Cojuangco, Jr.	CEO	San Miguel Corporation	SMC	1,583,333	745,833	2,329,167
4	Aurelio R. Montinola III	President & CEO	Bank of the Philippine Islands	BPI	1,504,432	310,581	1,815,013
5	Nestor V. Tan	President	Banco de Oro	BDO	1,235,500	618,000	1,853,500
6	Antonino T. Aquino	President & CEO	Ayala Land Inc.	ALI	1,115,833	47,619	1,163,452
7	Arthur Ty	President	Metropolitan Bank and Trust Company	MBT	984,500	404,833	1,389,333
8	Tony Tan Caktiong	President & CEO	Jollibee Foods Corporation	JFC	964,255	551,958	1,516,213
9	James L. Go	Chairman & CEO	JG Summit Holdings	JGS	958,115	15,167	973,282
10	Manuel V. Pangilinan	President & CEO	Manila Electric Company	MER	950,000	433,333	1,383,333
11	Napoleon L. Nazareno	President & CEO	Philippine Long Distance Telephone Company	TEL	916,667	1,000,000	1,916,667
12	Harley T. Sy	President	SM Investments Corporation	SM	610,219	127,135	737,354
13	Ernest L. Cu	President & CEO	Globe Telecom	GLO	600,000	250,000	850,000
14	Manuel V. Pangilinan	Chairman	Metro Pacific Investments Corp.	MPI	588,060	336,172	924,232
15	Gerardo C. Ablaza Jr.	President & CEO	Manila Water Company	MWC	539,103	242,949	782,051
16	James L. Go	Chairman & CEO	Universal Robina Corporation	URC	521,000	11,500	532,500
17	Lance Y. Gokongwei	President & CEO	Cebu Air Inc.	CEB	484,631	41,042	525,673
18	Erramon I. Aboitiz	President & CEO	Aboitiz Power	AP	427,000	127,667	554,667
19	Federico R. Lopez	Chairman & CEO	Energy Development Corporation	EDC	362,000	1,031,667	1,393,667
20	Isidro A. Consunji	President & CEO	DMCI Holdings	DMC	326,949	59,963	386,912
21	Andrew L. Tan	President	Megaworld Corporation	MEG	325,915	162,779	488,694
22	Hans T. Sy	President	SM Prime Holdings	SMPH	322,917	114,583	437,500
23	James L. Go	Chairman & CEO	Robinsons Land Corporation	RLC	312,225	2,619	314,844
24	Rogelio R. Cabunag	President	SM Development Corporation	SMDC	259,261	80,591	339,852
25	Manuel V. Pangilinan	Chairman & CEO	Philex Mining Corporation	PX	226,667	113,333	340,000
26	Erramon I. Aboitiz	CEO	Aboitiz Equity Ventures	AEV	203,287	48,568	251,855
27	Isidro A. Consunji	Vice-Chairman & CEO	Semirara Mining Corporation	SCC	162,609	854,345	1,016,954
28	Enrique K. Razon, Jr.	Chairman & President	International Container Terminal Services	ICT	150,877	490,351	641,228
29	Willy N. Ocier	Vice Chairman	Belle Corporation	BEL	145,716	17,451	163,167
30	Andrew L. Tan	Chairman & CEO	Alliance Global Group, Inc.	AGI	*	*	*

* Andrew Tan does not receive any compensation as Chairman and CEO of the holding company AGI. The company’s policy is that executives earn fixed salaries per month from the respective subsidiaries or businesses they handle.

Highest Earners: Lopez, Ayala, Pangilinan

Data show that 49-year-old Federico Lopez earns the most both in terms of monthly salary and total compensation in 2011. In the 30-company PSEi list, Lopez is head of two firms: First Gen Corporation (FGEN) and Energy Development Corporation (EDC). As Chairman and CEO of FGEN, his basic monthly salary is around P1.79 million. Yup, that’s P1.79 million basic salary per month. He receives another P1.19 million per month as bonus and additional compensation. All in all, he gets more than P3 million every month as FGEN’s chief executive. The same position in EDC gives him an additional P1.4 million every month. Considering only these two companies, Lopez earns roughly P4.4 million monthly — more than any other CEO on the list.

The sixth richest Filipino, Jaime Augusto Zobel de Ayala, is the second-highest paid CEO on the list. As Chairman and CEO of the conglomerate Ayala Corporation, he earns more than P2.42 million total compensation every month, inclusive of a monthly basic salary of P1.66 million.

Manny Pangilinan or MVP is Chairman and CEO of three companies on the list, making him the third-highest paid CEO with a combined total compensation of P2.65 million per month. This is inclusive of his monthly basic salary of P1.76 million in those companies. His basic salary is P950,000 per month as head of Meralco; more than P588,000 per month as chair of Metro Pacific Investments Corp. (MPI); and around P230,000 every month as CEO of Philex Mining Corporation.

Another highest-paid chief executive is Danding Cojuangco of San Miguel Corporation. As CEO of the diversified conglomerate SMC, he gets P1.58 million salary per month plus P746,000 additional compensation monthly, for a total of P2.33 million every month.

Other CEOs holding multiple positions on the list and their compensation are:

• James Go, Chairman and CEO of JG Summit Holdings (JGS), Universal Robina Corp. (URC) and Robinsons Land (RLC) — total compensation of P1.82 million per month, roughly the same as his basic monthly salary;

• Isidro Consunji, CEO of DMCI and Semirara Mining Corporation (SCC) — total compensation of P1.4 million per month, inclusive of basic monthly salary of around P490,000;
• Erramon Aboitiz, CEO of Aboitiz Power (AP) and Aboitiz Equity Ventures (AEV) — total compensation of P806,000 per month, inclusive of basic salary of P630,000 monthly.

There are many ways to become rich. Our data above showing each CEO’s monthly salary and total compensation are proof that heading a company is one of them.

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Sino ba ang may kasalanan bakit ilang tao lang ang mayaman sa Pinas ngunit ang nakararami ay naghihirap at mga pulubi?

Ang puno ng mga ito ay tayo rin ang may pagkakamali. Dahil ito sa ating mentality at attitude. Ito ang mga ilan;

1. ASA mentality. Gusto nating madali ang buhay o ayaw maghirap sa pamagitan ng pag-aasa sa ibang tao, gusto natin lagi lebre, at hingi. Ang ibang lahi nag-iingat sa kanilang dignidad na wag manghingi kaya kung mababa ang tingin sa atin ng ibang bansa tayo ang nagturo ng ganoong treatment kasi pulubi lang ang laging nanghihingi. Mahilig tayo magpapaawa minsan gusto natin ikwento ang kahirapan para tulungan. Ang ating them song ay bahay kubo at anak na walang pinag-aralan.

2. Utak mangangamuhan. Ang ating education system ay design para mangamuhan kaya nasa utak ng bawat bata habang nag-aaral pagdating ng araw hahanap siya ng amo para isandal ang kanyang hanap buhay. Magpakahirap siya para payamanin ang kanyang amo. We thought it is easier to expect monthly salary than to take responsibility and to have effort in being creative.This mentality resulted our nation to be left behind economically.

3. Utak stone age. Akala ng marami stone age pa rin ang pilipinas na lalakad lang sa bandang bukid may pagkain na. Marami sa atin ay hindi nagpaplano, hindi nagiipon, walang vision paano umangat. Kapag may sahud na uubusin lahat paggastus, kontento na basta may sahud buwanbuwan, may iphone o ipad makapaglaro sa internet o makapagchat hindi tinitingnan ang bukas na pagdating ng araw hindi na siya puede magtrabaho. Ganoon din ang karamihan pag-uwi sa Pinas, fiesta araw-araw at kung pabalik na uli sa abroad mangutang kasi ubus na pera.

4. Hindi mahilig sa negosyo (kasi nga masmadaling umasa o maging dependent). Ang ibang bansa mahilig sa negosyo kaya sa Pinas ang mga may-ari ng negosyo ay foreigner at mga pinoy ang empleyado (utusan). Ang problema gusto nating yumaman habang nagtatrabaho gusto malaki ang sahud kaya welga ang kahahantungan resulta ng pagsasara ng maraming companya. Hindi natin binalikan sa pag-iisip na napakaliit ang tsansa na makamtan ang magandang buhay sa pamamagitan ng pagiging empleyado liban kung ikaw ay maging CEO. 

Marami pang factor bakit tayo naghihirap ngunit yang mga nabangit ang pinaka basic ng mga dahilan.

Ang tanong, kailan ba tayo mag-isip? Kailan ba tayo kikilos para umangat ang ating sarili? Kung baguhin natin ang ating mindset after 5 years to 10 years mayroong mangyayari.